A Trusted Name In Elgin For Nearly 50 Years Steffen Law, P.C., Attorneys Robert J. Steffen and Honorable Ketki Shroff Steffen Ret., has a long history of providing quality and affordable legal services in the Kane County, Cook County, and Elgin area. Our initial consultation is free. To schedule your free consultation, just email Mr. Steffen (rsteffen@steffenlaw.net) with "Free Consultation" in the subject line and include your contact information and preference as well as a brief description of your issue and the legal area involved. Payment plans are available in most instances. Contact us at 847-903-3218. We look forward to serving your legal needs.
Learn MoreReal Estate, Criminal Law and Title Insurance
Title insurance in the United States is indemnity insurance against financial loss from defects in title to real property and from the invalidity or unenforceability of mortgage liens. Title insurance is principally a product developed and sold in the United States as a result of the comparative deficiency of the U.S. land records laws. It is meant to protect an owner's or a lender's financial interest in real property against loss due to title defects, liens or other matters. It will defend against a lawsuit attacking the title as it is insured, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy. The first title insurance company, the Law Property Assurance and Trust Society, was formed in Pennsylvania in 1853.[1] The vast majority of title insurance policies are written on land within the U.S.
General Real Estate Law, Adverse Possession, Buying Property, Condo / Homeowners Association, Eminent Domain, Injuries Insurance Policies For Property Owners, Mortgages, Neighbor Disputes, Partition Sales, Property Easement, Property Restrictions, Property Taxes, Property Title Issues, Quitclaim Deed, Residential Construction Contracts, Residential Foreclosure, Syndications, Time Shares
Criminal law involves prosecution by the government of a person for an act that has been classified as a crime. Civil cases, on the other hand, involve individuals and organizations seeking to resolve legal disputes. In a criminal case, the state, through a prosecutor, initiates the suit, while in a civil case the victim brings the suit. Persons convicted of a crime may be incarcerated, fined, or both. However, persons found liable in a civil case may only have to give up property or pay money, but are not incarcerated.
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